Retire Well Retire Happy

Practical Retirement Advice

Episode #124: How To Gain Confidence In Speaking

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Episode #124: How To Gain Confidence In Speaking

 
 
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How to gain confidence in speaking

Would you like to know how to gain confidence in Speaking? Toastmasters International has helped people from diverse backgrounds become more confident speakers, communicators, and leaders. Members get equipped to speak with confidence in work and life situations.

Toastmasters International is a non-profit educational organization that teaches public speaking and leadership skills through a worldwide network of clubs. Some of you that are self employed or work for small organizations may not have access to training to develop your communication skills. Joining a Toastmasters club is an economical way of gaining speaking and leadership skills.

I joined Toastmasters 4 years ago to learn how to structure and deliver a speech. I continue to be a member as I am challenged with the online learning program.  This is continuing to grow my confidence in communication and presenting skills.  A bunch of people sitting around a room can have fun speaking, giving and receiving feedback.

There are many reasons to join Toastmasters:-

  • improve your public speaking skills,
  • build leadership skills, maximize your potential,
  • enjoy unlimited personal growth,
  • work on networking in a small and supportive environment,
  • practice writing speeches and presenting in a group setting,
  • build self-confidence and self-awareness,
  • gain a competitive advantage in the workplace.

In this episode five Toastmaster International members share their reasons for joining, reveal how Toastmasters has helped them and their why they continue to be member. Listen to the episode and learn how to gain confidence in Speaking?

Find a Toastmasters International club near you.

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Episode #123: The Obstacles To Retirement And How To Overcome Them

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Episode #123: The Obstacles To Retirement And How To Overcome Them

 
 
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The obstacles to retirement and how to overcome themTom Harrison, author, talks about the the obstacles to retirement and how to overcome them. Some unprepared retirees get to a low point when fear and desperation can turn into a great motivator. Tom outlines his finindings and key points to show you how to have a successful retirement by utilizing your time wisely.

Tom decided to retire because he had been doing the same work for about 35 years and it dawned on him he probably wasn’t going to get meaningfully better at it.  The nine months between announcing his retirement and retiring gave Tom some time to start researching what Retirement would mean since he had never given it any real thought to it.

Then for about 9 months after retiring (a total of 18 months) he researched to find what others could tell him. He didn’t want to reinvent the wheel so many others had already invented so well about what to do and what to avoid to Successfully Retire.

Tom’s book Overcoming the Obstacles to Successful Retirement is about never really retiring from life. It is  a major theme of the book because in essence you really can’t retire. You may do a poor job at your retired life, but done right and successfully it is a job, your new job.

The book’s subtitle Time Now to Build a New, More Exciting & Better Life is somewhat a play of words

  • Now is the Time – as you are on the shorter-end of Time, it is now or probably never, you now have time (since you have 40 – 50 extra hours per week);
  • It is time now to build a new, more exciting & better life!
  • the theme in a word? Better

The key message throughout the book is becoming significantly better through investments of time in developing meaningful disciplines in the key areas of life.

 

 

 

 

 

 

 

 You are no longer motivated by “have tos,” deadlines, bosses – or being the boss. You are now relying on the necessity for self-motivation  to do what you know will make you better.  A focus on better and the real result  provides  the great motivator to improve your key life areas.

What are these key Life areas?

  • Mental,
  • Physical,
  • Spiritual,
  • Emotional,
  • Relational,
  • Work,
  • Rest,
  • Financial,
  • Cleaning & Upkeep,
  • Recreation & Entertainment,
  • Personal Grooming & Hygiene

Have a listen to the episode if you want to know how to have a better retirement and avoid the obstales to retirement.

 

Contact Tom
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Episode #122: How To Make A Successful Tree Change In Retirement

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Episode #122: How To Make A Successful Tree Change In Retirement

 
 
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How to make a cussessful Tree change in RetirementEva Erhardt, horticulturalist and permaculture design expert, shares how to make a successful  tree change in retirement. Learn some top tips to change your life for the better and make that transition to the country smoother.

Eva Erhardt has a Bachelor of Business degree, a Diploma in Horticulture and a Diploma in Permaculture design.  For 12 years she operated a garden design and landscaping business as a consultant and project manager.  As a trainer for the Australian Agricultural College Corporation she travelled throughout Queensland delivering training at various workplaces, such as commercial fruit and vegetable farms, parks and wildlife, indigenous communities, local councils and nurseries.  She was a selector for Open Gardens Australia and opened two of her own gardens to the public.

Eva has personal experience of not one, but three treechanges: a bush-block retreat, a commercial organic small crop farm, and a garden design landscaping enterprise with plant nursery. Six years ago Eva and her husband made a sea-change, to a smaller property. Eva is now consulting Treechangers throughout Australia.

Eva’s aim is the change the world to be a better place: Looking after people, society and the natural environment.  Her passion drives her to change one property and garden at a time. ‘I don’t want to protect the environment; I want to create a world where the environment doesn’t need protecting.’

It has been a honour to speak to Eva in this episode. This is your opportunity to get some practical advice and great tips of what to consider to ensure that making a tree change is right for you. Eva has created some tools and checklists to enable you to be able to compare properties.

Eva’s book, ‘The guide to a Successful Tree Change – How to Select the Right Rural Property for your Lifestyle’ will be out at the end of the year.

The book will answer 3 big questions:-

  • Why – get clear on why you are making the tree change
  • Choose the right Area – making consideration from work, climate, family needs to be considered
  • Properities – access, fencing, needs, soil, climate and much more

 

Learn from someone that has made the change herself and now wants to share how to make a successful tree change.

Contact Eva
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Episode #121: Creative Ways To Make Money In Retirement

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Episode #121: Creative Ways To Make Money In Retirement

 
 
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Creative ways to make money in retirementMary Wingo, now citizen of Eucador, discusses creative ways to make money in retirement. There are many benefits when you find ways to support an expat life with a low cost business. As a serial entrepreneur Mary steps us through her experience as the owner of successful businesses abroad.

Mary Wingo was born in the United States where she earned a Ph.D. in human stress research from The University of North Texas. In 2014, She emigrated to Ecuador, a tiny country in South America. Living in a new and very different society opened her eyes to the unsustainable social, economic, and political costs preventable stress causes in the modern world. 

Being able to sustain herself financially was the driving force behind Mary’s start to becoming a serial entrepreneur. Mary has started many online businesses and low cost startups.  Currently Mary is helping immigrants to Cuenca, Ecuador with affordable, low cost accommoddation, of a decent standard in good areas. Ecuador is attracting a large number of economic refugees. Mary can understand how vulnerable a person can be in a foreign land.

Mary and her business partner Jeff are looking to develop a system for which they are the go-to people for those needing decent housing in Cuenca. No matter what country you are in, there always seems to be issues with those who deal with properties.

Some issues includes:-

  • not calling back,
  • making promises to look for a property and not following through,
  • pushing an unwanted property on a client and wasting time.

Mary shares some tips for anybody thinking they might be coming to Cuenca to live permanently. One tip is to join online forums and ask questions of those that have already made the transition. This can help avoid very unpleasant traumatic situations that can arise after arriving. Although Mary is not officially retired most of her clients are retirees and have many stories to share.

If you don’t know the lingo or have knowledge of the lifestyle you could find yourself in a frustrating situation.  There are accommodation options for all budgets depending if you are able to live like a local or prefer a few comforts that westerners expect.

Reaching out before you arrive or paying a visit before making the big move can save  lots of complications. There are many refugees over 65, over 70 and some are over 80 who have all found their way to Ecuador. Some have chosen to relocate becuase they are not happy with the way elderly folk are treated back home. Others don’t care for the political climate but most are wanting their retirement money to last longer.

If you need to supplement your income then there are many suggestions that are low capital cost startups. Mary strongly recommends to avoid being caught in the trap of investing large amounts of money into business ventures as you may not get your money back.

Ways to make money abroad include, baking your own food to sell in the markets or on the street, becoming an English Tutor online, offering classes in your speciality. Mary’s advice is to just experiment. When there is low to no start up cost then move on to the next option if one does not work out.

Mary Wingo is so happy with her new country she is now a citizen.

Listen to the podcast to hear more of Mary Wingo’s story and how she has successfully transitioned to live in another country and found creative ways to make money in retirement.

More about Mary
Contact Mary through Facebook
Email Mary
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Episode #120: Cashflow Is King If You Want To Enjoy A Happy Life

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Episode #120: Cashflow Is King If You Want To Enjoy A Happy Life

 
 
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Cashflow is King if you Want to Enjoy a Happy Life

It is true now as it has been for years that cashflow is king if you want to enjoy a happy life in retirement. Jason Parker, the best-selling author and host of Sound Retirement Radio, has the tools and advice to make that money last.

As the president of a wealth management firm that specializes in retirement, Jason Parker has had the opportunity to meet with hundreds of people and help them on this very important journey into and through retirement. Retirement planning according to Jason is all about your cashflow and not about your networth.

It is more important how much income your investments and pensions can generate to live on as opposed to how much land you own. Owning an expensive house may be a way to pass on wealth to the next generation but it does not generate cashflow to feed you day to day.

Five Primary Concerns of Clients:

  • Not to become a burden to their family either physically or financially;
  • Don’t want to run out of money in retirement;
  • Want to pay in a legal manner as little in taxes as possible;
  • They want to earn a fair rate of return on their money and outpace inflation with the least amount of volatility in their retirement portfolio;
  • There is a fear of making an irreversible mistake.

The Sound Retirement Planning book gives you a system for getting the very most out of your retirement and helping you to implement a plan to achieve. This will give you clarity, confidence and freedom. Jason has the tools that will appeal to the do it yourself investor (DIY) to start you on the right path to achieving financial freedom in retirement.

The Retirement Budget Calculator is an easy to use online monthly budgeting calculator that will help you plan a realistic budget for retirement. This  protects all of your hard work and gives you an honest look at your expenses. Remember cashflow is king. It is not just about what you earn it is also about what you save and spend.

Have a listen to the episode where Jason Parker shares his insights into retirement planning.

More about Jason
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